Personal Loans

From £300 to £25,000

Why wait for that dream holiday, new kitchen or home entertainment system?

Oracle Loans provide unsecured loans over 1-5 years meaning you can tailor repayments to suit your budget.

Guernsey Loans – Apply Online
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Hire Purchase

Buy your dream car

Purchasing that family car, a van to transport the animals, a motorcycle or that Jet Ski for fun on the waves - Oracle Loans can assist.

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Lease Purchase

Spread the cost of business

Fund your next office move, expansion or additional furniture and office equipment with a Lease Purchase agreement from Oracle Loans.

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Consolidation Loans

Make life simple

Reduce your total monthly repayments and release funds to set aside as savings.

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Business Financing

Jump start your business

Funding support for set up costs, equipment purchases and initial cash flow.

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Loan Repayment Calculator

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RATE: 6.75 %

Rates are based on borrowing in excess of £3,500 and are for illustrative purposes only. For quotes on Loans less than £3,500 please contact us direct.


Oracle Loans is Guernsey's most popular lending company with innovative products available to all for many purposes. Our dedicated and highly experienced team offer a first class service supported by fast decision processes. All decisions are made right here in Guernsey by local people who understand local needs.

With combined lending experience spanning more than 70 years right here in Guernsey we really are best placed to look after all your lending requirements.


  • Loans from £300
  • Fast local decisions
  • Professional Team with over 70 years experience
  • Exceptional Service
  • Flexible Repayment Terms
  • Easy Application Process
  • Easy to understand paperwork
  • Agents available for home visits
  • Competitive repayment options
  • A solution for all loan requirements